Welcome to Fourth Plain Forward

Business Loans

FPF Lending: Building Wealth, Together

How We Help

At Fourth Plain Forward Lending (FPFL), we provide capital, education, and support to help our community thrive. Through accessible loans and personalized guidance, we serve small businesses and nonprofits—especially those historically excluded from traditional financing—so they can build wealth and create lasting impact.

Why FPF Lending?

  • Loans up to $15,000

  • Made for small business owners who can’t get loans from traditional banks

  • Support for equipment, remodeling, inventory, refinancing and more

  • Competitive Low Rates

  • Flexible terms up to 72 months

Our Current Offerings

Low-Interest Loans

for qualifying small businesses and nonprofits in Clark County.

Targeted Funding

for Black, Latine, and Tribal organizations in Clark County. (Available through June 30th)

Free Coaching, Seminars, and Technical Assistance

to help you strengthen and grow your operations.

Our Commitment: No Dead Ends

Too often, traditional lenders say "no" and leave it at that. We do things differently.
If you don’t qualify for our lending programs, we’ll connect you with trusted local partners who might be a better fit.

  • We maintain a strong network of partners including business coaches, technical assistance providers, and other lending partners.

  • Our goal is to keep your momentum going, even if the first door doesn’t open.

Meet Our Lending Team

CJ Aguon, Loan Officer
(he/him) | Certified Financial Counselor (CCUFC)
CJ has a strong background in financial services and community outreach. At Unitus Credit Union, he supported hundreds of clients through tailored lending and guidance. Born in an Indigenous village in Guam and a longtime Vancouver resident, CJ brings a culturally informed lens to lending and is especially passionate about serving first-time borrowers and underrepresented entrepreneurs. He stays connected to the communities he serves by volunteering with The Boys and Girls Club, PICAWA, and other community organizations.

Connect with CJ 
LinkedIn
Email: CJ.Aguon@FourthPlainForward.org

Wil Fuentes, Loan Manager
(he/him) | Hablo español
With 20 years of experience in education and community development, Wil leads our economic initiatives. He holds a master’s in Organizational Leadership from Western Oregon University and a bachelor’s in Community Development from Portland State. Wil also serves on multiple local boards and champions equity, housing, and financial inclusion across the region.

Connect with Wil
LinkedIn
Email: Wil.Fuentes@FourthPlainForward.org

If your business or nonprofit is registered in Clark County, we’re here to work with you. Whether you’re just getting started or ready to expand, we’ll guide you through every step of the loan process.

Ready to Apply?

What You’ll Need

  • Loan request amount

  • WA State Business Registration (UBI and EIN)

  • Individual Taxpayer Identification Number (ITIN) or Social Security Number (SSN)

  • Proof of income (personal and business)

  • Government-issued ID (e.g., driver’s license or U.S. passport)

  • Proof of address (utility bill, mortgage statement, etc.)

  • Most recently filed business tax return (2024)

  • Balance Sheet

  • Current Personal Financial Statement

  • Current Balance Sheet

  • 2024 Year End Profit & Loss Statement

  • 2025 Year to Date Profit & Loss Statement

Documents Typically Requested During Underwriting:

  • 3–6 months of business bank statements

  • Any additional supporting documents if needed

Let’s Talk

Got questions?
Email CJ Aguon at CJ.Aguon@FourthPlainForward.org

¿Tienes preguntas?
Escribe a Wil Fuentes a Wil.Fuentes@FourthPlainForward.org